Take advantage of receiving up to 3 FREE credit reports per year. Keep tabs on your credit.FICA scores range from 375 to 900. In general, the higher your credit score the better you will be able to obtain credit. A FICA score under 620 makes obtaining credit difficult. You should identify what your score is and if it isn’t a good number you should then work on making it better. Creditors use your FICA score to determine whether to give you credit and sometimes base interest rates on this score. It is a very important number to know. Below is the FICA Score Ranges and Grade
* 750 and above Excellent A++
* 680 to 750 Very Good A+
* 620 to 680 Good A
* 580 to 680 Above Satisfactory B
* 550 to 580 Satisfactory B-
* 480 to 550 Below Satisfactory C
https://www.annualcreditreport.com/cra/index.jsp
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